Terms of Use

Last updated: September 2026

These Terms of Use govern your use of this website, operated by K5 Solutions, LLC (“K5 Solutions,” “we,” “us,” or “our”). By using this site, you agree to these terms. If you do not agree, please do not use the site.

Use of This Site

This site is provided for informational purposes to help independent insurance agencies learn about K5 Solutions’ services and request a conversation with us. You agree to use the site only for lawful purposes and not to misuse it, interfere with its operation, or attempt to access it in unauthorized ways.

No Professional Advice

Content on this site is provided for general informational purposes and does not constitute legal, financial, insurance, or other professional advice specific to your agency. Any AI, automation, cybersecurity, or technology recommendations we provide as part of an engagement are tailored through direct conversation with your agency, not through this website alone.

Intellectual Property

The content, design, graphics, and other materials on this site are owned by K5 Solutions or its licensors and are protected by applicable intellectual property laws. You may view and share content from this site for personal, non-commercial reference, but you may not reproduce, distribute, or create derivative works from it without our permission.

Third-Party Links

This site may link to third-party websites, including HillTown Tech. We do not control and are not responsible for the content or practices of third-party sites.

Disclaimer & Limitation of Liability

This site and its content are provided “as is” without warranties of any kind, express or implied. To the fullest extent permitted by law, K5 Solutions is not liable for any damages arising from your use of, or inability to use, this site.

Changes to These Terms

We may update these terms from time to time. The “Last updated” date at the top of this page reflects the most recent revision. Continued use of the site after changes take effect constitutes acceptance of the updated terms.

Governing Law

These terms are governed by the laws of the State of New York, without regard to its conflict-of-law principles.

Contact Us

Questions about these terms can be sent through our contact page, or by mail to K5 Solutions, LLC, PO Box 184, East Berne, NY 12059.